Independent Dealers - Where Used Car Deals Are

By Keith Griffin, Used Cars Expert         

Excerpt Taken from About.com’s About Autos Section

In the midst of the used car sales increase, one type of seller will have deals on used cars - the independent dealer.

That finding is based on the fact that used car sales are increasing, by up to 5.5% overall, while independent dealers are seeing a drop in year-to-date sales of 12.1% when compared to the previous year. Their year-over-year sales are down 6.3%.

Those facts come courtesy of CNW Research, which points to the strongest sales segment for used cars: the private seller. Their year-to-year sales are up 20.4% while their year-to-date sales are up 24.1% compared to the first five months previously.

Just to give a quick refresher - there are three types of used car sellers. Franchised dealers are new car dealers that have used car lots. Independent dealers are dealers not affiliated with a new-car manufacturer. Private sellers are individuals who are not in the business of selling used cars.

As I have said in the past, I'm a big fan of the independent dealer. Those are the folks who own one or two, maybe a few, used car dealerships. As a group, they're hard working, create local jobs and support local charities. Sure, places like CarMax, Auto Nation, which are technically considered independent dealers, and franchised dealerships do those things, but I like the entrepreneurial spirit of the independent dealership that aren't multi-state corporations.

But, and there is always a but, my first responsibility is to the consumer. I want to see the consumer get the best deal possible when it comes time to buy a used car. I think the best deals are going to come at the independent dealer for most consumers.

What's the best way to take advantage of the independent seller's precarious condition? It's going to sound counter-intuitive to advice I gave recently for buying a used car with bad credit. You can get the best price by arranging your financing through the independent dealer.

After all, to get the best price you have to give a little, but only a little. Actually, you're not giving anything but you are helping the dealer. How so? The independent dealer makes money by acting as a middle man for banks and other financial institutions.

Before you go into the independent dealer, apply for used car financing online. (My wife and I did something similar when we bought our 2008 Mazda5.) Get your best interest rate and then tell the independent dealer that you will allow him or her to match the rate through one of their lenders. It works, and you are helping the dealer make a little extra money without costing you anything.

However, make sure you are prepared before going in. Don't let the dealer talk you into financing unless they can match or beat your best interest rate. There is absolutely no reason to pay a higher interest rate.

Be cautious, too, if the dealer opts to drop the price of the used car in exchange for a higher interest rate. Make sure you have an app on your phone that will help you figure out interest rates on loans.

Let’s assume you need to borrow $10,000 to buy a used car. If you arranged 6.25% financing, the used car would cost you $12,744.29 after four years with compound interest.

But say the dealer offers to get you 7% but sell you the car for $9500. "Hey," he might say, "your monthly payment will be lower." That's true. It will be lower at $222.07 a month for the 60-month loan vs. $265.50 on the four-year loan. However, the interest on the five-year loan is $3824.44 while on the four-year loan its $2744.29.

Lets look at it this way. You would pay $12,744.29 for the $10,000 car but $13,324.44 for the $9500 car. The independent dealer and the financial institution make almost $900 more off the less expensive used car price if they convince you to look at it from a monthly payment standpoint.

You're in a position to bargain with an independent used car dealer. Give a little back, be realistic, and your used car price might be a lot lower.

Titan Auto Sales presents it's 7th Anniversary Tent Sale Extravaganza!

Titan Auto is reaching a big milestone! To celebrate, we'll be having a DJ and catering, as well as the chance to have your picture taken in your favorite sports car! We will have auto loan buyers on the premises for quick and easy financing, along with the LOWEST PRICES OF THE YEAR!


So come join us at Titan Auto Sales Saturday, June 28th for fun, food, giveaways, and more!


    Join the event here!     

Summer Driving: Time for a Car Inspection!

Summer in Chicago is finally here, and we all need to be conscious of what the weather change can do to our vehicles. It's important to prepare your car or truck for the hot weather headed our way. This means going beyond a simple coolant check; doing a thorough car inspection can mean the difference between cruising comfortably down the highway, or being stuck on the shoulder with steam pouring from the engine. Don't let this happen to you! Follow these steps and you'll be in the clear.

1.) Cooling System - It's made up of coolant, the radiator, cooling fan, hoses and belts, water pump and heater core.

Each of these items needs to be checked for leaks or other damage. One example is to check the radiator core for rot after a long winter of driving on salted roads. If left alone long enough in the heat, this rot will continue through the core piping and cause the coolant to leak out and the engine to overheat. And no one wants that.
Every car's radiator should contain antifreeze, even in the long hot summer months. This is because antifreeze is full of corrosion inhibitors, and, antifreeze has a higher boiling point than water, which means it will keep the car's engine cooler longer than water. Have some extra antifreeze on-hand, just in case you need to fill it up.

2.) Tires - Check all four, including the spare.

It is extremely important to ensure that your vehicle has the correct air pressure in all of your tires, especially when driving on hot pavement. You can find the recommended tire pressure for your car or truck on a sticker on the inside of the driver's side door, or in the owners manual given to you at the time you purchased the vehicle. Always fill to the recommended tire pressure, NOT the maximum.

Also, make sure the tread is in good shape. The penny trick is the best way. Turn the penny upside down so that Abe Lincoln's head is inside the tire tread. If the tread is covering his head or reaches to the top of his hair, the tread is acceptable. If it's any lower, however, it's time to replace those tires.

3.) Oil Change - Be sure to get an oil change! Engines need plenty of lubricant when it's hot, and old oil becomes sticky and can clog the lines. Changing the oil every 3,000 miles is the norm, but if you'll be doing lots of summer driving, change it more often.

DRIVE THE SPEED LIMIT: You may not get there as fast, but you'll save your engine a lot of heat.

IF YOUR CAR IS OVER-HEATING: Crank up the heat! Turning the heat up on the inside of the car will draw heat away from the engine, cooling it enough to get you to some place safe. If the needle continues to plunge, stop driving the car and seek help.

Following these summer driving tips can mean plenty of long and happy road trips for you and your automobile.

Didn't pass your summer driving car inspection? Stop in to Titan Auto Sales, reference this blog post, and receive 10% off your service!

15 Must-Haves for Your Vehicle's Emergency Kit

15 MUST-HAVES FOR YOUR 
VEHICLE'S EMERGENCY KIT 

It's that time of year again. The time of year characterized by cold wind, fluffy white snow, and lots of layers. As the temperatures drop, Titan Auto is here to remind you that you NEED AN EMERGENCY KIT for your vehicle. It's important to get it done now; you never know just when it will come in handy. Read on for our list of Must-Haves. 

1.) Fix-a-Flat 

2.) Jumper Cables

3.) Tire Pressure Gauge

4.) WD-40

5.) Duct Tape

6.) First-Aid Kit 

7.) Flashlight

8.) Multi-tool (Swiss Army Knife would do)

9.) Weather Radio

10.) Energy Bars

11.) Water Bottles 

12.) Ice-Scraper / Snow Brush

13.) Blankets / Towels 

14.) Mobile Device Charger

15.) Kitty Litter (for traction) 

How to Start Your Car in Freezing Cold Winter Weather

We all know that the cold can wreak havoc on our vehicles; it causes them to stall, freeze shut, or not even turn-over in the first place. It can be frustrating, and we understand the fact that when you are standing in freezing temperatures, already frozen to the bone and most likely late for work, anger can mount quickly. In order to help you through that dreaded "What do I do now?" situation, we've put together a list of ways to get that stubborn car to start. 

1.) Coax the Engine. In engines with a carburetor - check your car's manual if you're unsure - gently push on the gas pedal while still parked. Press down once and then release. This will inject a small amount of fuel into the engine, which can help get things going. Please Note: there is no need to do this with fuel-injected engines.

2.) Shut Down Anything that Draws Power. Be sure to close all the doors and turn off any interior lights. Shut off the radio, heater, and any other accessories that might draw power. This will give your engine it's best opportunity to start. 

3.) Turn the Key and Hold for 20 Seconds. This helps the engine to start. Note: DO NOT hold for longer than 20 seconds; you don't want to cause any damage to the starter. If it does not work, be sure to wait a few minutes before you try again. 

4.) Consult the Manual. You may not know it, but just about every car or truck manual has tips and suggestions on how to perform a cold-start. 

5.) When all else Fails, Jump the Battery. If you've tried the previous steps, and still nothing happens, your battery may need to be jumped. Using jumper cables, jump-start the battery with the help of a running vehicle. A jump-box will work also. 

Remembering these 5 tips can save you a lot of headache and frustration. And when you simply can't get the 'old gal' started, you can always set up an appointment with our trained service professionals here at Titan Auto Sales.  

7 Winter Car Wash Tips to Keep Your Car at it's Best!

Follow these winter wash tips in order to keep your car at its best:

1. Wash your vehicle every 10 days or less.

2. Wash your vehicle before the temperature reaches 35 degrees F. or higher. At freezing temperatures, road salt can't do much to hurt your car; it has to warm up to start contributing to rust.

3. Avoid driving through deep snow. Deep snow can become packed into the undercarriage and contribute to corrosion and even cause drivability problems (reduced braking action, vibrations, inhibit airflow, etc).

4. Avoid driving through large puddles of standing water where road salt collects.

5. Repair paint chips that are larger than the tip of a pen to avoid corrosion.

6. Wax your vehicle at least every three months to give your vehicle a strong protective coating.

7. Wax your vehicle before winter to protect your paint from corrosive salt.

Black Friday Sale!

Titan Auto Sales has it's first ever 

Black Friday Sale!! 

Friday & Saturday November  29&30!!!

Save $750 on select vehicles. 

On November 29th and 30th only, Titan is offering our best sale of the year! We are offering  up to $750  off select vehicles, OR choose any extended warranty and receive $500 off!! This sale will only be valid Friday and Saturday! So, if you have been putting off getting  that new car you need,  there is no better time than now!!

Titan Auto Sales offers financing options available for all types of credit!

Call us at 708-671-9140 to speak with our knowledgeable staff and to

schedule a test drive.

At Titan Auto Sales, we strive for the best quality of vehicles at the best prices.  All of our vehicles are fully serviced and inspected. We have an

on-sight mechanic here to take care of all of your car’s needs.

How Often Should I Wax My Car?

Most recent car-buyers appear to be on the same page regarding the need to maintain their vehicle's engine and internal workings. But what about the exterior? It is mostly common knowledge that in order to keep up the appearance of your vehicle, particularly the paint color, you need to be laying on a good coat of wax every now and again. But how often is needed, exactly? And can you wax too much? Read on for tips to determine how long you should wait between waxes.

Generally, a Polish and Wax, or buff and wax, as it is sometimes called, is recommended once a year;  it safely removes many contaminants on the vehicle’s paint surface like road tar, tree sap, and other materials that can harm your paint and clear coat.  Now, if your car sees it's fair share of harsh conditions, like excess rain, dirt, salt or snow, you may need to wax your vehicle more often to ensure any damage being done to the paint surface is repaired, and to halt any long-term damage.

It is important to keep in mind that the prior maintenance of your car's exterior can make a difference in how often you need to wax as well. A vehicle that has been cared for and waxed habitually will retain it's shine for longer, and you can go longer between waxes compared to a vehicle that is only run through the car wash monthly. Whether or not your vehicle resides in a garage is another factor. Those tucking the car in at night will decrease the environmental factors affecting the car's paint, therefore increasing times between waxing.

Viewpoints differ depending on the level of expert, or do-it-yourselfer, you ask. Wax manufacturers typically recommend waxing more often than others, around once a month. If you happen to have the money and resources to spend getting your car waxed that often, than kudos. Just be sure that the wax used does NOT contain any cleaners or abrasives. If it's just a basic sealant wax with no cleaners, then there is really no such thing as waxing too often.

The time you wait between waxes relies on a variety of factors. The best way to determine how long you should wait is by weighing all of these, and deciding a course of action. Then, tweak your process as needed, using trial and error.

You can also use a simple water-bead test to determine if it's coming around time to lay on a coat of wax. Toss a bucket of water onto your vehicle, and monitor the water's behavior. If the water is beading up nicely, preferably no larger than about 1/2" diameter, than it appears your last wax job is still working for you. If you see the water run off in large puddles or sheets, than it is definitely time to bring it in.

by: Nicole Fleming

Driving Safely: 9 Steps to Avoid a Collision

Use these 9 Steps to help you avoid a collision and remain safe on the road.

Driving a vehicle can be as safe, or as dangerous as you decide. Most collisions are caused by drivers not paying adequate attention to the road, or not using the proper techniques taught to them in their drivers' education courses.

Today, with the proliferation of the mobile device, it is increasingly important to remember basic driving etiquette; to keep you safe, as well as the person next to you.

Practice makes perfect, right? The more you practice these next 9 steps, the easier it will be to get from Point A to Point B - safely.

1.) Confirm your directions. Taking a look at your route will keep you from making turns, changing lanes, or stopping unexpectedly.

2.) Pay attention. You should always be anticipating cars braking and people crossing the road. Ideally, you should be aware of what's going on up to 15 to 20 seconds ahead of you so you can respond accordingly and safely.

3.) Avoid distractions. If you are afraid you may be tempted, put your phone away. Consider a Bluetooth device for hands-free accessibility. Don't be distracted by children, either. If they become unruly, pull the car over and deal with them when it is safe.

4.) Don't drive too close to other vehicles. You should be able to see the back tires of the car in front of you touching the road.

5.) Accommodate for bad weather. Drive slowly, brake sooner, and increase the distance between you and the driver in front.

6.) Don't succumb to road rage. It is safer to just let obnoxious drivers pass on by. Getting aggravated will only lead to the likelihood of a car accident.

7.) Check your blind-spot.  When taking a corner or changing lanes, don't rely on your mirrors alone. When it is safe, look over your shoulder and confirm that it is clear before you make your move.

8.) Check your mirrors. Glance into your rear-view and side-view mirrors every 5-8 seconds, and especially when slowing down, so that you're aware of what is going on around you. And always use your signals so that other drivers can accommodate you.

9.) Maintain your vehicle on a regular basis. Check your tire pressure, wipers, wiper fluid, lights, and brakes often, but especially before heading out on long journeys. Always keep your inspections up to date, and keep a roadside kit in your vehicle at all times in case you need it. 

by: Nicole Fleming

Americans are holding onto their cars for longer: What it means for your safety.

As you drive down the road today, take a look around you; no, not at the distracted drivers to your left and right on their cell phones. Take a look at the vehicles around you. What do you notice? If age comes to mind, then you’re a keen observer. According to the research company Polk, the average age of cars on the road has increased by about 2 years since 2007; today, the average vehicle is 11.4 years old.

In our economy, the need to push a vehicle farther and farther has become a necessity for most of us. Those who would have already traded in and traded up are post-poning; those who would have junked their cars long ago are googling “check engine light,” trying to extend the life of their automobiles as long as they can.

Those striving to get the most for their money may be at risk, and may not even realize it. Driving an older vehicle is just fine and dandy – as long as it’s been serviced and can operate appropriately. However, those putting off purchasing a newer vehicle in order to save money are often the ones putting off necessary service for the same reasons. According to the Consumer Report survey of U.S. drivers who have responsibility for vehicle repair decisions, 40% of respondents are currently postponing car maintenance or repairs on their primary vehicle.

This can be dangerous not only for the driver, but for other drivers on the road as well. When vehicles malfunction, accidents happen. Worn brake pads reduce stopping power. Tires with no tread slide into other cars, or property. Overlooking multiple oil changes translates into permanent damage to your car’s engine.

When we expect our cars to operate in even the harshest of conditions (oh, these Chicago winters), we need to enable them to do so. Regular maintenance and service protects your investment, and ensures dependability. Remember, saving a buck is never worth risking a life.

And when it comes time to scrap the old to make room for the new, don’t be tempted to wait… your safety depends on it.

by: Nicole Fleming

"We want your car!" - A letter from our General Manager Anthony Martinez

11201 South Harlem Avenue

Worth, IL 60482

TitanUsedCars.com

(708) 671-9140

Greetings and Salutations:

We’ve recently experienced a spike in sales, and are running low on inventory.  We are looking to purchase a variety of vehicles.
 

To those of you who currently own a vehicle in good condition: we are willing to make you an aggressive offer for your vehicle; contingent upon mileage and the condition of the car.

No purchase is necessary; however, if you do need something to replace your current vehicle, this offer will provide you with the best trade-in value we have seen! This is the perfect time to trade up.

Please call us today at (708) 671-9140 and bring this letter to Titan Auto Sales.

Sincerely,                                                                                                                                                                    

 Anthony Martinez

General Manager

Titan Auto Sales

TitanUsedCars.com

Titan Auto announces our HUGE Memorial Day Sales Event!

Hello everybody!  

I promised to keep everyone updated with what was happening here in the halls of Titan, and guess what? We are GEARING UP for our HUGE Memorial Day Sales Event!

We have recently stocked-in super clean new inventory; ready and waiting! Most are 1-owner vehicles with clean Carfax reports.

We've also been setting in motion special financing for the event. Most will drive with NO MONEY DOWN! Isn't that great?!

CHECK OUT OUR AD IN THE CHICAGO SUN TIMES!    ↓  

I truly love that we can offer these great incentives!

Of course, all good things must come to an end, so we know these prices won't last. If you are in the market for a super clean used car, STOP IN MONDAY! I will be here to help you choose the right vehicle for you.

Come by and see me!

Nicole

Quality Used Cars: What to look for..

Check out my new Squidoo Lens,  "Quality Used Cars: What to look for.." It helps people think about the questions they  should be asking themselves, (and the dealer),  when looking for their next vehicle purchase.

Seriously, good reading! Click!

Thanks everyone!

Nicole Fleming

Spring is Here! Time to Trade In!

Hey there everybody! Nicole here!

I don't know about you, but we've been super busy lately! ;) Time flies when you're having fun, am I right?

Just wanted to let you guys in on a great opportunity for those of you wanting to get out of your current vehicle. The weather is warming, the birdies are chirping, and the bees will soon be buzzing... Wouldn't you like to buzz along with them in a new car of your very own?

We can help make that a reality, because for the time being, we are adding $$ to your trade-in!

Take a look at our newest newsletter below, and mention it when inquiring about a vehicle.

And don't forget, we offer the best financing around!

Alrighty, that's about it. Keep an eye out for more great deals, inside information, and tips from Titan Auto Sales. And of course, yours truly.

Nicole Fleming

SPRING IS HERE!

It's time to trade in your car!

    Now is the perfect time to trade in your used car and get that new car you have been waiting for! 

Here at Titan Auto Sales, we always give TOP DOLLAR for your trade in and do our best to make sure we have the cars that YOU have been looking for. If we do not have the vehicle you want in stock, our locating service can find it, no problem! We have many financing options available and deal with all types of credit! Just go online to TitanUsedCars.com, fill in our secure credit application, and see what our team at Titan Auto Sales can do for you! 

Mention this blog post and we will add $250.00 to your trade-in!!! 

Call 708-671-9140 to set up an appointment.

First of all, Happy Valentines Day  from Titan Auto!


Second of all, I just wanted to update everyone on what's going on here at Titan.


GET YOUR TAXES DONE WITH TITAN AUTO
For those of you who don't know already, we have this nifty opportunity to calculate & e-file your taxes, which allows you to take home the used car of your choice, using your refund as your down payment. We can get you a response of how much you'll receive back usually within 30 minutes! All you need are your W2's, some form of income, a driver's license, and be at least 18 years of age. Titan is thrilled to be able to offer this, and plenty of customers have already taken advantage of this opportunity.


"MEET THE STAFF" on SQUIDOO
I recently created a page on Squidoo.com called "Meet the Staff @ Titan Auto Sales." It contains more detailed information, including some silly pics of our family here at Titan. You'll be see just what makes our Finance Manager Anna Kryzsiak so talented! (So talented, in fact, that she even brings our plants back to life!) Check it out here!


TAKE A LOOK @ OUR NEW INVENTORY!

2006 Chevy Trailblazer - SUPER CLEAN IN & OUT* NAVIGATION* REMOTE START* SS3 PACKAGE* SUNROOF* BLUETOOTH* $1000S IN EXTRAS*








2005 Chevrolet Avalanche - Z71 PACKAGE* 1 OWNER*                    BOSE SOUND SYSTEM*        HEATED LEATHER* SEATS*SUNROOF*                         TOW PACKAGE*                   RUNNING BOARDS*CLEAN*

2006 Jeep Commander - GREAT SUV FOR UNDER $16,000* CLEAN CARFAX* JUST SERVICED* EXCELLENT CONDITION IN & OUT* 5 IN STOCK!!*








2006 Audi A6 - $50K NEW* 335 HORSEPOWER* 4.2L ENGINE* SPORT SUSPENSION*  REAR PARKING SENSORS* HID LIGHTS*KEYLESS START!*

2005 Nissan Titan - HEATED LEATHER SEATS* SUNROOF* PARKING SENSORS* 17'' ALLOY WHEELS* ROCKFORD FOSGATE AUDIO* POWER EVRYTHING*

CONTACT US FOR INFO
You can feel free to call us for more information on these, or any vehicles you may be looking for. If we don't have it in stock, we can find it for you! We have service records and carfax reports on every vehicle on our lot as well!

Email: titanauto@hotmail.com
Phone: (708) 671-9140
Fax: (708) 234-7444
Facebook: Titan AutoSales


Thanks for reading, everyone! Feel free to leave any comments below on what other kinds of information you'd like to see/know about Titan Auto Sales, and I'll include it.

Until next time!

Nicole

Some Great News!

Hello again!

Nicole here, and I have some great news!

I just got word that you can now get your taxes done @ Titan Auto in under 30 minutes!

That's right, no waiting at H&R Block... we'll get it done right for you!

I know the hassle around tax season, and the stress associated with it. You want to make sure your documents and receipts are in order; & go somewhere you can trust without the wait, and the worry of "Will it get done right?" I can tell you, the process is easy, truly hassle free, and you can use your refund as your down payment for a vehicle from Titan!

You can drive off TODAY with a Quality Used Car backed by Titan, with only your W2 as your down payment! We'll even include a free car wash!

First Time Buyers, Bankruptcy, Repos, Bad Credit... All are welcome! All can get approved!

It's easy to Qualify:

18 Yrs +
Some form of Income (Social Security, Disability, Pension, & Child Support OK)
Valid Drivers License (Tickets are OK to)

THAT'S IT!

Check us out on the web: Titan Used Cars or give us a call @ 708-671-9140 to set up your appoinment & come in for a test drive.

Thanks everybody! Just wanted to put the good news out there!

More to come soon...

Nicole Fleming

An Introduction...

First of all, my name is Nicole & I'm super excited to be blogging for Titan Auto Sales!

A little history: I've been at Titan now for about  6 years, doing anything and everything that needs doing. From taking pictures & videos of the cars that roll in, to keeping up the company Facebook page and general SEO, to setting appointments for customers, and everything in between.

I absolutely love it! Each day sets new challenges before me, and I love rising to the occasion to take on something new and exciting!

Throughout this blog, I will bring you a multitude of information varying from articles on vehicle safety, to what's happening around Titan Auto. My hope is to provide content that you can find informative and entertaining, so don't be afraid to comment below if there's a topic you'd like to see covered. And of course, please share this blog, or any particular post that you find useful.

Thanks everybody!

Nicole Fleming